Storm Damage Repair Cost - On-Site Today, Photo-Documented for Your Claim

How Much Does Storm Damage Repair Cost in Fort Lauderdale?

Storm damage repair in Fort Lauderdale typically costs between $3,500 and $45,000 depending on what got hit, how bad, and whether we’re fixing a section or rebuilding it entirely. A straightforward repair like a torn-off section of roof or a blown-out patio door lands on the lower end; a full roof replacement after hurricane-force winds or water-damaged wall framing runs toward the top. The honest answer: most homeowners we work with in Fort Lauderdale spend somewhere between $8,000 and $25,000 once the scope includes permit work, materials, and the labor to put it back correctly.

If you’re staring at a tarp, a missing shingle field, or a water stain spreading across your ceiling, call us at (754) 551-2922. We’ll give you a written price before any work starts, not a ballpark that changes when the crew shows up.

Key takeaways:

• Roof repairs after a storm typically run $400 to $1,800 for small sections; full roof replacement runs $8,000 to $20,000.
• Water intrusion repairs like drywall, insulation, and flooring usually add $2,500 to $9,000 to the bill.
• Window and door replacement after impact damage falls between $4,500 and $25,000 depending on how many openings and whether you’re upgrading to impact-rated units.
• Most storm damage repair in Fort Lauderdale requires a permit, which adds $150 to $800 depending on scope.
• Insurance deductibles for hurricane claims in South Florida commonly sit between $2,500 and $10,000, so your out-of-pocket before insurance kicks in varies widely.

We’ve been doing storm damage repair in Fort Lauderdale long enough to know that the number you get over the phone is not always the number on the invoice. That’s exactly what we built our process to prevent. Trevor Nash runs our Fort Lauderdale location under the Kingswell standard: a written price before work starts, a real arrival window, and a 365-Day Done Right Promise on every job. If the repair fails inside a year, we come back and fix it at no charge. That’s in writing, on every project, before the first tool comes off the truck.

Storm Damage Repair Cost Breakdown (2026)

Here’s what we’re seeing across Fort Lauderdale in 2026, broken down by the type of damage. These numbers reflect the local market, including the cost of complying with Broward County’s High-Velocity Hurricane Zone building code and the price of materials that are actually approved for this climate zone.

Repair Type	Typical Cost Range	What You Get
Minor roof repair (loose shingles, small leak)	$400 – $1,800	Patching, sealing, replacing a section of shingles or underlayment
Full roof replacement (asphalt shingle)	$8,000 – $20,000	Complete tear-off, new underlayment, new shingles, flashing, drip edge
Tile roof repair	$600 – $2,500	Replacing cracked or blown-off clay or concrete tiles, re-bedding ridge caps
Metal roof installation	$15,000 – $40,000	Standing seam or metal panel roof, often chosen after repeated storm damage
Impact window installation (per opening)	$800 – $2,500 each	Impact-rated window, permit, installation, often covering multiple openings
Full window replacement (whole house)	$4,500 – $15,000	Replacing several windows, with impact glass optional
Water damage interior repair	$2,500 – $9,000	Drywall removal and replacement, insulation, paint, trim
Fence replacement after wind damage	$3,500 – $10,000	Vinyl or aluminum fencing, removing and hauling off the old line
Driveway or paver repair after erosion	$500 – $5,000	Re-setting pavers, patching concrete, addressing washout from flooding

One thing we tell every homeowner in Fort Lauderdale: the cost driver is rarely the visible damage. It’s what the storm left behind that you can’t see from the curb. A section of missing shingles is a $1,200 fix on day one. The same storm, three weeks later with water in the attic, can mean $4,000 in soffit repair and new insulation to go with it. That’s why we price the full scope in writing up front, including whatever we find during the first inspection, rather than “discovering” it after demo starts.

What Affects Storm Damage Repair Pricing in Fort Lauderdale

Not every storm leaves the same bill. Here’s what moves the number, based on what we see across Fort Lauderdale neighborhoods from Victoria Park to Sailboat Bend to Coral Ridge:

• The age of your home. Homes built before 1994, when Broward County adopted the stricter South Florida Building Code provisions, often need additional strapping, clips, or sheathing upgrades once we open up the affected area. That’s a materials and labor cost newer homes don’t always carry.
• Proximity to saltwater. Homes east of US-1 and along the Intracoastal in neighborhoods like Harbor Beach and Rio Vista deal with salt-driven corrosion on flashing, fasteners, and window frames. Moisture from a storm accelerates that. Corroded hardware often must be replaced rather than re-seated, adding $300 to $1,500 depending on how much steel is involved.
• Whether the storm brought water, not just wind. Wind-driven rain in Fort Lauderdale’s summer storms seeps under flashing, through stucco cracks, and around window frames. Interior repair, drywall remediation, and mold treatment add $2,500 to $9,000 to a job that would have been a simple exterior patch otherwise.
• Code compliance upgrades. If the damage requires replacing a section of roof or window, current code may require bringing the entire opening or roof deck up to current High-Velocity Hurricane Zone standards. That’s not padding; it’s a Broward County requirement, and skipping it can void your insurance claim.
• Material availability. After a major storm, materials move fast. Certain brands of impact windows, clay tiles, and standing seam metal run low, and prices shift accordingly. We order from recognized trade lines including James Hardie siding, Therma-Tru doors, and approved impact window lines, so we can typically hold the written price we gave you.
• Access and property conditions. Two-story homes, steep roofs, tight setbacks in neighborhoods like Lake Ridge or Shady Banks, and tree coverage all change the labor calculation. A roof that takes a crew two days to reach and stage on costs more in labor than a single-story ranch off Broward Boulevard.

We don’t charge extra for unknowns we should have caught. The written price we hand you is the price we hold, unless you decide to change the scope. That’s the Kingswell way – say the price before the work, show up in the window we gave, and leave the place cleaner than we found it.

Homeowners Insurance and Storm Damage: What You’ll Actually Pay

In Fort Lauderdale, most storm damage claims involve a hurricane deductible that’s calculated as a percentage of your home’s insured value, not a flat dollar amount. That percentage typically runs 2% to 5% depending on your policy. On a home insured for $400,000, a 2% hurricane deductible is $8,000. A 5% deductible is $20,000. That’s what you pay before your insurance company writes a check.

This matters because it changes the math on small and medium repairs. If your deductible is $8,000 and the repair costs $9,500, you’re paying most of that bill yourself. Filing a claim may not be worth the premium increase. In many cases, we recommend homeowners handle repairs under $10,000 directly and reserve claims for major structural work: full roof replacement, window bank replacement, or interior rebuild after water intrusion.

We can help you document everything properly for your claim. That means photos of the damage before we touch it, a written itemized quote, and repair scopes that meet your carrier’s requirements. We don’t negotiate with insurance companies directly, but we make sure the paperwork is clean enough that you can. Call (754) 551-2922 and we’ll walk you through what your repair actually involves before you file.

Storm Damage and Flood Zone Considerations

Fort Lauderdale sits in a coastal flood plain, and the city’s stormwater infrastructure gets overwhelmed in heavy rain. Even a routine afternoon thunderstorm can push water over curbs, through door thresholds, and into garages in lower-lying neighborhoods like Edgewood, Melrose Manors, and parts of Poinsettia Heights. If water touched the inside of your home, the repair scope changes significantly.

Standing water means pulling baseboards, cutting drywall to above the waterline, replacing insulation, treating for mold, and running dehumidifiers. That work runs $4,000 to $12,000 depending on how far the water traveled. Floodwater from rising water is typically covered by flood insurance, not homeowner’s insurance, which is a distinction that catches a lot of people off guard. Wind-driven rain through a damaged roof is different: that’s typically a standard homeowner’s claim. If you’re not sure which category your damage falls into, call us before you call your adjuster. We’ll give you a straight answer about what we’re seeing and what caused it.

What to Do Immediately After Storm Damage

Here’s the order we recommend, based on what actually protects your claim and your home:

1. Document everything before you move anything. Photos and video of every angle, every room, every exposed surface. Your phone’s timestamp is fine. This is your evidence.
2. Stop the water. Tarp the roof, board the window, cover the hole. You have a duty to mitigate further damage under your policy. We can get a tarp up same day in most cases; call (754) 551-2922.
3. Get a written repair estimate. Not a verbal range. A written number with a scope of work attached. This is what you’ll submit to your carrier, and it’s what we hand you before any work is authorized.
4. Call your insurance company. With your documentation and written estimate in hand, the conversation goes much faster.
5. Don’t sign anything from a door-knocker. After every storm, unlicensed crews sweep through Fort Lauderdale neighborhoods. Ask for a state license number, check it, and get a written price. If they won’t do both, don’t do business.

Every technician we send into your home is background-checked and in uniform. You’ll know exactly who’s walking through your door, and the price they’re working against before they pick up a hammer.

Can You Fix Storm Damage Yourself?

Small jobs? Sure. Picking up fallen branches, clearing debris from your yard drains, cleaning leaves out of window wells, drying out a wet garage floor with fans – all reasonable DIY territory. But when the damage involves your roof, your windows, your electrical panel, or any water that got inside your walls, call a licensed contractor.

Roof work after a storm is dangerous for a reason most people don’t think about: the structural integrity may be compromised. A roof that looks fine from the street can have soft decking, loose rafters, or hidden fractures from wind lift. Walking on it without knowing what’s underneath is a risk you don’t need to take. The same caution applies to water that reached electrical outlets, fixtures, or your breaker panel. Water and electricity don’t negotiate. If your panel got wet, cut power at the main and call a licensed electrician before anything else.

We’d rather see you spend your time documenting, calling your insurance company, and asking us good questions. The repair itself is what we do every day.

How to Save on Storm Damage Repair in Fort Lauderdale

Storm damage isn’t a discretionary purchase, but there are ways to keep the final number down without cutting corners on materials or code compliance:

• Act fast. Water that sits for three days creates a $9,000 problem. Water that’s addressed the same day often creates a $2,500 problem. Time is the most expensive line item in any water damage repair.
• Bundle the follow-up work. If storm damage requires us to remove a section of wall or flooring, and you’ve been meaning to update that room anyway, doing both at once saves on mobilization, permits, and labor. You’re already paying to open the wall; closing it with old materials may not be the best use of that dollar.
• Consider upgrading to impact-rated materials. Fort Lauderdale homes with impact windows, reinforced roofing, and better underlayment sustain less damage in the next storm. It’s a bigger check today and a smaller check every year after. Impact window installation runs $8,000 to $25,000 for a typical home, and many homeowners see meaningful insurance premium reductions that offset part of that cost over time.
• Get the scope precise. The fastest way to overpay is a vague scope that lets a contractor add “unforeseen conditions” after demo starts. Our written price is the price. If we find something during the job, we’ll show you, explain it, and get your sign-off before another dollar is spent.
• Ask about material alternatives. If you’re replacing a roof, asphalt shingle runs $8,000 to $20,000; metal roof installation runs $15,000 to $40,000. Both meet code. One may outlast the other by decades in a salt-spray climate. We’ll price both and let you make the call with real numbers in front of you.

The best way to save money on storm damage repair in Fort Lauderdale is to call us before the next storm. We’ll do a walk-through of what we’d address now to harden your home, so the next named storm becomes a non-event instead of a claim. Estimates are free; call (754) 551-2922 and we’ll put one in writing.

Why Prices Vary Between Fort Lauderdale Contractors

You’ll get three quotes for the same job and they might be $6,000 apart. Here’s what’s actually behind that spread:

• Licensing and insurance. Some guys working storm damage repair in Fort Lauderdale don’t carry workers’ compensation. Their price is lower because they’re not paying for it. If someone gets hurt on your property, that becomes your problem. Ask for a certificate of insurance. We’ll show you ours without being asked.
• Whether permits are included. Unpermitted work is cheaper and illegal. If the price doesn’t include the permit, the price isn’t real. Broward County requires permits for structural repairs, roof work, window replacement, and electrical work. We pull permits on every job that requires one.
• What’s actually in the scope. One quote includes new flashing, ice-and-water shield, drip edge, and haul-away. The next quote doesn’t mention them, and those items show up as change orders later. Read the scope. If we write it, it’s in the price.
• Warranty depth. Some contractors warranty their work for 90 days. Others for one year. Our 365-Day Done Right Promise means if the repair fails within a year, we come back and fix it at no charge. That’s a written guarantee on every project, not a spoken promise. The cost of honoring that guarantee is built into our pricing – and we think it’s worth it.
• Material quality. The brand of impact window, the type of shingle, the gauge of metal flashing: all of it changes cost. We install recognized trade brands like James Hardie siding, Therma-Tru doors, and approved impact-rated window lines. The products behind the guarantee are as solid as the promise itself.

Our Fort Lauderdale location operates as part of the Kingswell family of companies, which has been operating under The Kingswell Way since 2004. Each location is independently owned and operated, and Trevor Nash runs ours. The standard hasn’t changed: written price before work starts, real arrival window, clean job site, written guarantee on every project. It’s not complicated, but it’s not common either.

How Much Does Storm Damage Repair Cost by Type of Damage?

Different storms do different things to Fort Lauderdale homes. Here’s the breakdown by what actually happened:

Roof Damage

South Florida’s afternoon thunderstorms and hurricane bands tear shingles, lift flashing, and snap tile. Small repairs run $400 to $1,800. If the storm exposed the underlayment or compromised the decking, you’re into partial or full replacement territory. A full roof replacement in Fort Lauderdale runs $8,000 to $20,000 for asphalt shingle, and $15,000 to $40,000 for metal roof installation. Tile roof repair runs $600 to $2,500 depending on how many tiles and whether the ridge caps need re-bedding.

Window and Door Damage

Windborne debris is the usual culprit. A single blow-out means replacing that unit; multiple blow-outs often mean replacing a bank of windows. Impact window installation runs $8,000 to $25,000 for a whole-home project. A single window replacement runs $800 to $2,500 including the permit. If the frames are intact but the glass is gone, the unit still gets replaced – you can’t re-glaze an impact-rated laminated unit, and we’d never try to cut that corner.

Water Intrusion

Water that got in through a compromised roof, window, or door frame is the most common storm damage we see in Fort Lauderdale, and the most expensive to put right. Once drywall, insulation, flooring, and trim are involved, interior repair runs $2,500 to $9,000. That includes cutting out wet material, drying, treating for mold, and replacing everything properly. The longer the water sat, the more it costs. One day of sitting water is a fan dry-out. Five days is a gut job.

Fence and Hardscape Damage

High wind and flooding from storm surge or heavy rain knock down fences and shift pavers. Vinyl fence installation runs $3,500 to $9,000; aluminum fence installation runs $4,000 to $10,000. Paver patio repair after erosion runs $500 to $3,000 depending on how much base washed out. If the entire paver patio needs re-installation, you’re looking at $3,500 to $11,000.

Structural Damage

When wind or falling trees compromise load-bearing walls, floor joists, or roof trusses, you’re in a different category. Structural repair work in Fort Lauderdale typically runs $5,000 to $25,000 depending on the extent. This is where you absolutely need a licensed contractor, an engineer’s letter in most cases, and a permit. We’ve done enough of these to know that getting the structure right is the whole job. Everything else is cosmetic.

Does Homeowners Insurance Cover Storm Damage in Fort Lauderdale?

Standard homeowners insurance covers wind-driven storm damage: roof damage from wind, water that enters through a storm-compromised opening, and damage from falling trees or windborne debris. It does not cover flood damage from rising water, which in Fort Lauderdale means storm surge, canal overflow, or street flooding that enters your home. That’s a separate flood policy.

Here’s what we tell every homeowner before they call their carrier: get the damage documented and get a written repair estimate first. We’ll provide both. The adjuster’s first offer is frequently lower than the actual repair cost, and a written scope from a licensed Fort Lauderdale contractor that matches what the adjuster sees on site is the best leverage you have. We don’t inflate numbers for insurance; we give our real price in writing and let the claim process work from there.

Call (754) 551-2922 and we’ll come out, inspect the damage, and put a written repair price in your hand. You don’t have to hire us to file a claim with it. Most people do, but the number is yours either way. That’s how we’ve always done it.

FAQs – Storm Damage Repair Cost

How much does storm damage repair cost in Fort Lauderdale?

Most storm damage repair jobs in Fort Lauderdale run between $3,500 and $45,000 depending on the type and extent of damage. Minor roof repair runs $400 to $1,800, while a full roof replacement runs $8,000 to $20,000, and interior water damage repair runs $2,500 to $9,000. Call (754) 551-2922 for a written estimate on your specific damage.

Is it cheaper to repair or replace after storm damage?

It depends on the extent of damage, but for roof damage affecting more than 30% of the surface, replacement often makes more financial sense than repeated repairs. Roof replacement in Fort Lauderdale runs $8,000 to $20,000; we’ll give you both numbers – repair cost and replacement cost – in writing so you can make the call with real figures. Estimates are free; call (754) 551-2922.

How much does a tarp and temporary roof cover cost after a storm?

Temporary tarping in Fort Lauderdale typically runs $200 to $600 for a professional crew to secure your roof and prevent further water intrusion. That cost is usually included in the final repair price if we handle the full job. If you have active water coming in, call (754) 551-2922 and we’ll get someone out same day.

Does homeowner’s insurance cover storm damage in Fort Lauderdale?

Wind-driven storm damage is typically covered by standard homeowner’s insurance, but flood damage from rising water requires a separate flood policy. Your hurricane deductible in South Florida often runs 2% to 5% of your home’s insured value, which on a $400,000 home means $8,000 to $20,000 out of pocket before insurance pays. We’ll document your damage and provide a written estimate to support your claim.

How long does storm damage repair take in Fort Lauderdale?

A minor roof repair can be completed in a day. A full roof replacement typically takes 3 to 7 days, and interior water damage repair runs 5 to 10 days including drying time. We give you a defined arrival window before the job starts and a written completion timeline with your quote. Call (754) 551-2922 for a specific timeline on your repair.

Can you come today to assess storm damage?

Yes. A live person answers our phone 24/7, and we keep same-day assessment availability during and after Fort Lauderdale storms. Trevor Nash mobilizes crews as storms pass so we can get eyes on damage quickly. Call (754) 551-2922 and a real person will answer – no voicemail maze, no callback window.

Pricing reflects the Fort Lauderdale market as of 2026. Penhallow Remodeling Fort Lauderdale offers free estimates – call (754) 551-2922.

Written by Trevor Nash, Owner at Penhallow Remodeling Fort Lauderdale, serving Fort Lauderdale and surrounding Broward County communities under the Kingswell standard since our founding.